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April 2025

$0 Dealer Fee Financing: Embedded in your Estimates

CertaPro Painters has partnered with Acorn Finance to give you a powerful sales tool in your estimate: easy access to pre-qualified loan offers for your customers. And the best part? Acorn Finance is completely free for CertaPro Painter Franchises.
 

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New Product Annoucement

Take Control with 0% Promotional Financing

Acorn Finance now offers 0% APR promotional financing — so you can create compelling offers that help close more deals.

Get in touch to learn more

The Acorn Finance Advantage

Offering financing through Acorn Finance can be a game-changer for you and your customers.

For Contractors

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100% Free for Contractors
No dealer fees, sign-up fees or transaction fees

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Ready for all CertaPro Sales Rep
All CertaPro Sales Reps qualify to offer Acorn Finance

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Offers for Good and Bad Credit
12+ trusted lenders fit a wider credit spectrum

For Customers

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No Credit Impact for Checking Offers
Checking pre-qualified offers won’t affect credit scores

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Competitive rates & terms
Terms up to 20 years, and rates as low as 5.99%*

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Pre-approval in minutes
Fast and easy, straight from estimates and invoices

How It Works

Acorn Finance is fully integrated into CertaPro Painters Estimates, making it easy to use and explain.

Enable Financing in CertaPro Painters

Acorn Finance’s Payment Amount Widget will automatically show up on your estimates underneath the Total Amount. There’s nothing to do, just inform the customer that it’s there as an option for them.

Offer Financing to Customers

Share financing options with customers directly from your CertaPro Painter Estimates.

Customers Apply & Get Instant Offers

Acorn Finance provides real-time loan offers from top lenders.

Your customer gets paid, then pays you

Once approved, funds are disbursed directly to your customer, and we’ll keep you informed along the way with email notifications.

 

Your Customer’s Experience

See what your customers will see when they apply through Acorn Finance.

 

Acorn Finance’s Lending Products

We’ll provide your customers with options from 12+ of the nations top lenders.

5.99%*
Rates as low as
2-20 years
Term range
$1k-$100k
Loan amounts

Featured lender

Low APRs & Long Terms
$5,000-100,000
Loan Amount
6.99-25.49%
APR
2–12 years
Terms
660
Minimum Credit Score

Disclaimer

*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on LightStream.com which may affect your credit score. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $25,000 loan at 10.19% APR with a term of 12 years would result in 144 monthly payments of $301.52.

Truist Bank is an Equal Housing Lender. ©️ 2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

See all rates & terms

 

Managing Acorn Finance

There’s nothing to do, we’ll show up in your estimates automatically.

Acorn Finance is automatically enabled and

Financing is auto-enabled on your account already. Once you generate an estimate, you’ll see the Acorn Finance Payment Widget displayed underneath the Total Project Amount. All your customer has to do is click on it, and apply for financing.

 

Calculate your customer’s monthly payments

Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Marketplace.

 

“Acorn Finance has helped us close more jobs by giving customers flexible payment options. It’s quick, easy, and makes saying yes a lot easier.”
Mark T., Owner
CertaPro Painters of Central Ohio

 

Frequently Asked Questions

Learn more about Acorn Finance and our partnership with CertaPro Painters.

Does every CertaPro Painters Sales Rep qualify for Acorn Finance?

Yes! 100% of CertaPro Painters Sales Reps have access to the Acorn Finance integration. There are no qualification requirements on your end. This integration is designed to make offering customer financing simple and accessible to everyone.

Are there any fees associated with using Acorn Finance through CertaPro Painters?
No, the Acorn Finance Marketplace is completely free for all CertaPro Painters Sales Reps. There are no dealer fees, hidden charges, or subscription costs. This is a complimentary tool designed to help you close more deals and grow your business. However, if you’d like to enroll to offer promotional financing including 0% offers for a fee, contact Acorn Finance to learn more.
How does the payment process work with Acorn Finance?

Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance simply facilitates the loan process.

How quickly can my customers get funded through Acorn Finance?

Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.

Are there any restrictions on what types of purchases can be financed through Acorn Finance in CertaPro Painters?

No, all purchases made through CertaPro Painters are eligible for financing through Acorn Finance. Whether it’s a small repair or a large renovation project, your customers can explore financing options for any service you offer

Where is Acorn Finance available?

Acorn Finance is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.

 

Get in Touch

Interested in learning more? Contact a Contractor Advisor from Acorn Finance to explore how our financing solutions can help grow your business.

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