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December 2025

Passkeys: Bank-Level Security Without the Password Headache

Passkeys make logging in faster, easier, and far more secure than traditional passwords. In this guide, contractors will learn how passkeys work and how to set them up in seconds for simple, bank-level protection.
 
Last updated December 7th, 2025
Reviewed by Stephanie Day

If you’re a busy contractor, your focus is on the job. Scheduling, ordering materials, managing customers, and much more. The absolute last thing you need is the stress of remembering yet another complex password.

That’s why we strongly recommend switching to passkeys. They are the modern standard for security: faster, easier, and dramatically more secure than the old username and password routine.

Here is your straightforward guide. No technical jargon, just the facts.

What Exactly Is a Passkey?

Think of a passkey as the digital version of unlocking your secure job box with your fingerprint. It’s a key that lives only on your personal devices.

A passkey lets you sign in using something you already possess:

  • Your phone or computer
  • Your face or fingerprint ID (Face ID/Touch ID)
  • A PIN that only works on your device

Instead of typing a password that can be stolen, you simply confirm your identity using your device’s built-in security.

Why Passkeys Are Our Top Recommendation

Passkeys solve the three biggest problems with traditional passwords: convenience, security, and vulnerability to scams.

1. Unmatched Ease of Use

Forget trying to recall which mix of numbers and symbols you used last time.

  • Simple Login: Sign in with a quick tap, a fast scan, or your device PIN.
  • No Resets: You never have to reset a forgotten password again.

2. Maximum Security

Passwords can be guessed, exposed in data breaches, or stolen. Passkeys cannot.

  • The Key Stays with You: The digital “key” never leaves your device and is never sent over the internet.
  • Zero Theft Risk: Hackers cannot steal what they never receive.

3. Defense Against Online Threats

Passkeys are built to defeat the most common online attacks.

  • Phishing-Proof: If a scammer sends you a link to a fake login page, your passkey will not work on the wrong website. They cannot trick your device into signing into a fraudulent site.

4. Get to Work Faster

Whether you’re quickly checking financing options in the field or uploading invoices at night, passkeys let you log in and move on instantly. They are noticeably faster than typing.

How to Set Up Your Passkey (In Seconds)

Getting started is quick and simple. You can be done before your coffee cools down.

  1. Log In One Last Time: Go to my.acornfinance.com and sign in using your regular username and password.
  2. Create the Passkey: You will immediately see a prompt asking if you want to create a passkey for faster, more secure future logins.
  3. Follow Your Device’s Prompts: The system will ask you to complete the setup, typically involving:
    • Scanning your face or fingerprint
    • Entering your device PIN

That’s it. Setup takes just a few seconds, and you’ll be covered by best-in-class security moving forward.

Final Word: You’ve Got Jobs to Do. We Handle the Security

At Acorn Finance, our goal is to keep your account airtight without slowing down your business. Passkeys are the best technology available today to achieve both simplicity and bank-level security.

If you ever need assistance setting up your passkey, our support team is ready to help.