2026 State of AI & Homeownership Report
Artificial intelligence is becoming a core tool for American homeowners. From comparing material prices to planning renovations and verifying contractor recommendations, AI is now part of nearly every stage of home improvement.
To understand how homeowners are actually using these tools, Acorn Finance surveyed 1,000 U.S. homeowners. The findings reveal a major shift: AI is no longer a novelty—it’s influencing decisions, saving money, and speeding up projects. And homeowners expect contractors to keep up.
This free report breaks down how often homeowners use AI, what they trust it for, and how it changes their approach to renovation work—including budgeting, project planning, and home value decisions. Whether you’re a contractor, home services provider, or part of the home improvement ecosystem, these insights can help you understand the expectations shaping the next wave of homeowner behavior.
Inside the report, you’ll learn:
- 71% of homeowners now use or plan to use AI for home-related questions, planning, or projects.
- Daily AI use is high—46% engage with AI every day, especially Gen Z and Millennials.
- 62% use AI to compare prices, materials, or vendors, making it the top use case.
- More than half (52%) say AI gave them ideas they hadn’t considered and made them feel more confident starting their project.
- 78% have made a purchase based on AI recommendations, from materials to tools to smart home products.
- 72% say AI reduces stress during home projects, with most saving between 1–10 hours per project.
- 52% have used AI to double-check a contractor’s estimate, and 58% are more likely to hire a contractor who uses AI.
- 99% of current AI users plan to continue using AI for future home projects.
AI is shaping project expectations, influencing purchase behavior, and redefining the contractor–homeowner relationship.
