Fast & flexible home improvement financing
Offer financing in minutes at no cost to you. Your customers can compare lenders and choose the best loan for their project.
- No fees and no surprises
- Loans up to $100,000 and terms up to 20 years
- Same-day setup and expert contractor support
OUR NETWORK OF FINANCIAL PARTNERS
Fast, simple, and hassle-free for everyone
For Your Customers
- Apply online in minutes
- Compare multiple loan offers side-by-side
- Choose affordable monthly payments with no impact to their credit score
- Get funds quickly and start the project sooner
For You
- Share your custom financing link via text, email, or estimate
- See your customer’s financing status through our Portal
- Get paid upfront once your customer is funded
- Close more jobs and grow your average project size
A simple path from sign-up to paid.
Six steps. No mystery. Here's exactly how Acorn Finance helps you close more jobs and get paid faster.
Join for Free
Contractors sign up at no cost. No hidden fees, no commitments. Just a better way to close jobs.
Get Your Link
We generate a personalized financing link unique to your business. Share it anywhere — texts, emails, estimates, your website.
Share With Customers
Send your custom link to any customer who needs financing. It takes seconds, and it puts the power of payment options in their hands.
Customer Gets Pre-Qualified
Your customer applies in minutes and gets pre-qualified through our network of lenders — with no hard credit pull to get started.
Customer Gets Funded
The lender funds your customer directly. No waiting, no chasing payments. The money is there when the job is ready to begin.
You Get Paid. Work Begins.
Your customer pays you. You start the job. Everyone wins.
Built for Contractors who want to close
Offering financing has made projects more affordable for customers and increased our average job size. Acorn Finance has also helped us get new business and keep existing customers.
We make customers aware of financing through our website. Offering financing has given us a competitive advantage, and our overall experience with Acorn Finance has been good, including their customer service.
This sounds kind of like a combination of everyone else we've kind of looked into and taken the best of all of them
Don't say it. Show it.
Let your customers know that you offer financing by integrating our free-to-use advertising resources on your website, invoices, emails, and even social media channels.
Stay up to date with instant updates
Once your customers apply for the loan, you can keep track of all their activity within the portal. See when they finish a loan app all the way through to when they get funded.
Instant access
No need to stress about qualifying for financing. With Acorn Finance, every small business that applies can start offering marketplace financing to customers right away.
One portal to get
the big picture
- Text, email or copy your financing invitation to send to your customers
- Get advertising and marketing materials customized to your brand
- See all of your customer's application statuses in one place
What Makes Acorn Finance Different
A Smarter Way to Offer Financing
- $0 dealer fees — keep more of every job you sell
- Access to multiple lenders so customers can find an option that works for them
- Stay in the know of your customer's financing status through our Portal
Support That Helps You Sell
- White-glove onboarding and ongoing sales supports
- Financing up to $100k — from quick fixes to major renovations
- Marketing tools to help you promote financing and close more deals
Compare rates from top lenders
Join the 50k Contractors
that stopped paying fees.
Still have questions?
What is Acorn Finance?
Acorn Finance is a platform that helps contractors offer fast, affordable financing to their customers. We partner with multiple reputable lenders so your clients can get competitive loan offers, often in minutes, while you get paid in full, upfront.
How does Acorn Finance help my business grow?
By offering financing, you open the door to bigger projects, higher close rates, and customers who might otherwise delay or scale down their purchases. Financing can remove price hesitation and help you stand out from competitors.
How do I offer financing to my customers?
You will receive a unique link or digital application you can share with customers via email, text, or QR code. They fill it out, see offers from multiple lenders, and choose the best one for them.
Do I need to manage loan approvals or paperwork?
No. Acorn Finance handles the entire loan process with our lending partners. You focus on your work while we handle the financing logistics.
How quickly do I get paid?
In most cases, contractors are paid directly by the customer using the loan proceeds within 1 to 2 business days after project approval.
How fast can my customers get approved?
Prequalification can happen in under a minute with no impact on their credit score. Final approval often comes the same day2.
What types of projects are eligible?
Home improvement, remodeling, HVAC, roofing, landscaping, solar installations, and more. If it is a legitimate home service or improvement project, we can likely finance it.
Are the interest rates competitive?
Yes. Because we partner with multiple lenders, customers can compare real, personalized loan offers to find the most affordable option.
How much does it cost to use Acorn Finance?
Offering financing through Acorn Finance is free for contractors with no setup costs and no monthly fees. Our lending partners pay us when loans are originated.
Do I need to meet certain qualifications to sign up?
We work with licensed contractors in good standing. During onboarding, we will verify your business credentials.
Is Acorn Finance secure?
Absolutely. We use bank-level encryption to protect customer data, and only trusted, vetted lenders are part of our network.
Will my customers’ credit scores be affected?
Prequalification is a soft credit check and will not impact their score. A hard inquiry is only performed once they choose and proceed with a lender.
How do I sign up?
Click the “Sign Up” button, fill out our quick online form, and start offering financing instantly.
What support is available?
We offer live onboarding assistance, marketing materials, and customer support to help you successfully integrate financing into your sales process.
