$0 Dealer Fee Financing: Now Available in Handoff
The Acorn Finance Advantage
Offering financing through Acorn Finance can be a game-changer for you and your customers.
For Contractors
100% Free for Contractors
All Contractors Can Offer Acorn Finance
Offers for Good and Bad Credit
For Customers
No Credit Impact for Checking Offers
Competitive rates & terms
Pre-approval in minutes
How It Works
Acorn Finance is fully integrated into Handoff, making it easy to use and explain.
Enable Financing in Handoff
Easily activate the Acorn Finance integration within your Handoff account. Simply go to your Handoff General Settings Page, and enable Acorn Finance.
Offer Financing to Customers
Share financing options with customers directly from your Handoff Estimates & Invoices.
Customers Apply & Get Instant Offers
Acorn Finance provides real-time loan offers from top lenders.
Your customer gets paid, then pays you
Once approved, funds are disbursed directly to your customer, and we’ll keep you informed along the way from your Handoff app.
Your Customer’s Experience
See what your customers will see when they apply through Acorn Finance.
Acorn Finance’s Lending Products
We’ll provide your customers with options from 12+ of the nations top lenders.
Featured lender
|
$5,000-100,000
Loan Amount
|
6.99-25.49%
APR
|
2–12 years
Terms
|
660
Minimum Credit Score
|
Disclaimer
*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on LightStream.com which may affect your credit score. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $25,000 loan at 10.19% APR with a term of 12 years would result in 144 monthly payments of $301.52.
Truist Bank is an Equal Housing Lender. ©️ 2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Managing Acorn Finance in Handoff
Easily toggle financing and see your customers financing status from Handoff.
Enable Acorn Finance from your Integrations Page
You might have Financing auto-enabled on your account already. Simply navigate to your Integration Page, and look for the Acorn Finance logo to enable it.
Toggle Financing on your estimates
You can toggle Financing on and off when you are configuring individual estimates.
Calculate Monthly Payments
Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Marketplace.
Frequently Asked Questions
Learn more about Acorn Finance and our partnership with Handoff.
Does every Handoff user qualify for Acorn Finance?
Yes! 100% of Handoff users have access to the Acorn Finance integration. There are no qualification requirements on your end as a Handoff user. This integration is designed to make offering customer financing simple and accessible to everyone.
Are there any fees associated with using Acorn Finance through Handoff?
How does the payment process work with Acorn Finance?
Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance simply facilitates the loan process.
How quickly can my customers get funded through Acorn Finance?
Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.
Are there any restrictions on what types of purchases can be financed through Acorn Finance in Handoff?
No, all purchases made through Handoff are eligible for financing through Acorn Finance. Whether it’s a small repair or a large renovation project, your customers can explore financing options for any service you offer
Where is Acorn Finance available?
Acorn Finance is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.
Get in Touch
Interested in learning more? Contact a Contractor Advisor from Acorn Finance to explore how our financing solutions can help grow your business.