Advertising Disclosure The offers that appear on this site are from third party advertisers from which Acorn Finance receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Acorn Finance strives to present a wide array of offers, but the offers shown do not represent all financial services companies or products that may be available to you.

How Much Does It Cost to Build a Pole Barn House?

Get personalized loan rates in 60 seconds for pole barn building costs, all without affecting your credit score.

Our customers say Excellent Trustpilot stars 4.6 out of 5 based on 1141 reviews
Our customers say Excellent Trustpilot stars
4.6 out of 5 based on 1141 reviews

Pole Barn Costs, Payment Options & FAQs

There’s a lot of buzz about pole barn houses lately – and for good reason. They’re durable, built quickly, and customizable. Plus, they typically less costly than regular homes, but you may still be wondering how you can afford your own. Acorn Finance makes comparing pole barn financing offers simple so you can spend more time taking action and working toward building your new pole barn house.

Get Started

Simple Financing for Pole Barn Costs

Is a pole barn house worth the cost?

Pole barn houses are an attractive option for many homeowners due to their affordability and relative ease of construction. With a little extra effort, you can design and build a pole barn house that provides spacious and comfortable living. The materials used, such as steel, wood, and concrete, are sturdy, durable, and can withstand the elements, making pole barn houses a sensible choice for those looking to invest in a cost-effective home. Furthermore, a pole barn house can be customized to fit individual needs and taste, allowing the homeowner the flexibility to design a living space that suits their lifestyle.

Keep reading to learn more about the cost to build a pole barn house, and how you may be able to afford it.

Pole Barn Building Costs: Frequently Asked Questions

How much does it cost to build a pole house/barn house?

The cost to build a pole barn house can vary widely depending on several factors, such as location, size, design, materials used, and labor costs. Generally, the cost to build a pole barn house can range from $50 to $200 per square foot.

For example, a simple pole barn house with a basic design and standard materials can cost around $30,000 to $50,000 for a small house with one or two bedrooms. However, a larger, more complex pole barn house with custom features, such as high-end finishes and appliances, can cost $150,000 to $500,000 or more.

It's important to note that the cost of site preparation, such as grading, foundation work, and utilities installation, can significantly affect the total cost of building a pole barn house. Additionally, the cost of labor and local building permits and fees should also be factored into the total cost.

Are pole barn homes a good investment?

Pole barn homes can be a good investment if they are built in an area where the demand for housing is high, and the property can be rented out or resold for a profit. Additionally, pole barn homes can be a cost-effective option for those looking to build a home, as they are typically less expensive to construct than traditional homes.

Is it a good idea to finance a new pole barn house with a loan?

Financing a new pole barn house with a loan can be a good idea for many people, especially if they do not have the cash on hand to pay for the project upfront. It can provide the necessary funds to start construction, and payments can be spread out over several years.

As with any loan, it's essential to consider the terms and conditions of the loan, including the interest rate, repayment period, and monthly payments. It's recommended to shop around for different lenders and compare the terms and conditions of each loan before making a decision.

Acorn Finance puts you in control of selecting the best pole barn offer based on your circumstances. Within 60 seconds or less you can check loan offers up to $100,000, depending on credit score. But it gets even better. Receive funding in as little as 1-2 business days, although funding times can vary.

Pole Barn Cost Financing Calculator

Find the loan you're looking for

Table comparing monthly payments, APRs for approved personal loans.
1
See your options
Take a few minute to answer few questions, and we'll match you with the right range of lenders to consider
2
Choose your loan
Find your favorite marketplace of offers and apply directly with the lender you prefer
3
Do your project
If you're approved, use your funds to cover all your costs now, and pay the lender back month by month

We’ve helped over a million customers, and we’re just getting started

Trustpilot stars Verified badge verified
Good Experience
It was very easy to obtain this loan and terms were quite reasonable.
Trustpilot stars Verified badge verified
Great options
Acorn provided me with great options that fit my needs.
Trustpilot stars Verified badge verified
The process was informative and easy.
The process was informative and easy.
Trustpilot stars Verified badge verified
They made the process easy
They made the process easy, understandable and quick.
Trustpilot stars Verified badge verified
You and your team did a great job with…
You and your team did a great job with our loan.
Trustpilot stars Verified badge verified
Simple process
Very simple online application process. They made getting a loan for an unexpected furnace purchase hassle free.
Trustpilot stars Verified badge verified
The application was simple
The application was simple, timely and convenient
Trustpilot stars Verified badge verified
2nd bathroom and new siding underway
Easy online application and quick response time. Options for loan terms and money transfers in a timely manner. All things that helped us get our 2nd bathroom added and new siding for our home
Trustpilot stars Verified badge verified
Quick and easy.
Quick and easy.
Trustpilot stars Verified badge verified
No hassle Lender selection
No hassle at all it was easy to find and choose who you want for a lender based on available offers that were presented.
Trustpilot stars Verified badge verified
The process was positive and easy
The process was positive and easy. I will use again when needed.
Trustpilot stars Verified badge verified
Working with Acorn was FAST!
Working with Acorn was a fast and easy online experience that resulted in a short term, lower interest rate option. The funds showed up on the date selected in my contract and the entire process went smoothly as they kept me up to date via email. I will certainly use Acorn again in the future for all of my home improvement projects, thanks! Billy Powell
Trustpilot stars Verified badge verified
Excellent & Easy
You gave me several loan options. I found a company I trusted. I applied for the loan. I received the loan. I received the money when I was told I would receive the money. Everything went smoothly. Thank you.
Trustpilot stars Verified badge verified
It was fast and easy
It was fast and easy. There was a lot of lender options. I had a question called you guys and he was very helpful. I would recommend you guys to everyone!
Trustpilot stars Verified badge verified
My review
The experience was quite good.
Trustpilot stars Verified badge verified
Incredible easy to work with
Incredible easy to work with
Trustpilot stars Verified badge verified
It was quick and easy just has you…
It was quick and easy just has you said. Thank you I appreciate it.
Trustpilot stars Verified badge verified
Peace of mind when moving
Easy to understand and simple.
Trustpilot stars Verified badge verified
The process was easy to do
The process was easy to do. You get results fast... They work with you.
Trustpilot stars Verified badge verified
The loan was successful
The loan was successful
Rated 4.6 / 5 based on 1141 reviews.
Trustpilot star Trustpilot

What can I do with a $10,000 personal loan?

A $10,000 personal loan has a number of uses, including (but not limited to):
Home improvement Buying a car Wedding costs
Debt consolidation Medical bills Startup business costs

Still have questions?

Before building a pole barn house, here are some important things you should know:

  • Building codes and permits. This is a big one. Check with your local building department to determine the building codes and permits required for pole barn houses in your area.
  • Site preparation. Site preparation is an important step in building a pole barn house. Proper site preparation includes clearing the land, leveling the ground, and preparing the foundation.
  • Design and customization. Pole barn houses can be customized to fit a variety of styles and purposes. Work with a designer or architect to create a design that meets your specific needs and preferences.
  • Materials and construction. Choose high-quality materials for your pole barn house to ensure durability and longevity. Hire experienced and licensed contractors for the construction process.
  • Utilities and infrastructure. Plan for utilities such as electricity, plumbing, and heating and cooling systems. Determine the best location for these utilities and work with licensed professionals for their installation.
  • Budget and financing. Most importantly, determine your budget for the project and explore your financing options. Factor in all costs, including land acquisition, site preparation, construction, utilities, and furnishings when seeking a lender. Pole barn homes are trending but they still call for alternative financing methods. Personal loans are commonly used. To explore personal loan offers for pole barn financing, visit Acorn Finance.

There are a few different types of pole barn houses from prefabricated kits to custom pole barns. Here's about what you can expect them to cost.

  • Basic pole barn house. Nothing fancy - simple design and materials typically cost between $50 and $80 per square foot.
  • Custom pole barn house. You can expect to pay extra for high-end finishes, custom features, and advanced technologies. The cost of a custom pole barn house can range from $100 to $200 per square foot.
  • Metal pole barn house. A metal pole barn house can cost between $70 and $100 per square foot.
  • Hybrid pole barn house. A hybrid pole barn house combines traditional building materials with pole barn construction methods. The cost of a hybrid pole barn house can vary depending on the materials used and the level of customization.
  • Barndominium. A barndominium is a type of pole barn house that combines living quarters with a barn or workshop space. The cost of a barndominium can range from $80 to $150 per square foot.

These are, of course, general ideas of cost and the cost of your pole barn house can vary depending on the level of customization and materials used. Consider your needs and shop around to find the pole barn that meets your needs and budget. Pole barn financing can help expand your budget, thus allowing you to invest wisely in something that will last.

See More Home Improvement Cost-Related Content:

What makes pole barn houses affordable?

As pole barn houses increase in popularity, it’s no wonder why. Their affordability makes the American Dream a reality for many families. If you’re asking yourself “how much does it cost to build a pole barn and what makes them so affordable?” Let us help break it down for you.

  • DIY friendly: Perhaps one of the largest contributors to cost savings when it comes to building a pole barn house is the ability to complete some of the finishing yourself. While some opt out of any DIY endeavors, many pole barn homeowners choose to tackle some of the more manageable feats such as flooring, insulation, paint etc. It is recommended to leave electrical and plumbing (at least) to the pros, though. 
  • Wallet friendly materials: Pole barn homes are often built with cost effective materials such as steel siding and roofing. This is much cheaper than, say, brick and concrete. The materials used in pole barn homes are also typically easier and faster to install, saving on labor costs. 
  • Foundation: Pole barn houses rely on the poles that keep the home secured to the ground, meaning concrete pads or any other costly foundation isn’t typically necessary. 
  • Property tax savings: This depends on your municipality, but often, pole barn home owners save on property taxes since these homes may be considered agricultural buildings. 

Pole barn costs can vary widely, but they do typically leave more room for savings than other housing options. 

There are many alternatives to pole barn houses. Stick built homes, or site built homes, typically use wood framing, concrete foundation, and expensive materials to build a sturdy, long lasting home. Some alternatives that are more comparable in expense to pole barn cost include:

  • Tiny homes: This is an umbrella term for any smaller than usual dwelling. By common definition, although this is loose, a tiny home is anything under 400 square feet. These can be built in the same manner as a stick built traditional home, or by using cheaper materials such as steel siding and roofing. 
  • Manufactured or modular homes: Manufactured and modular homes are most often purchased from a home dealer and built in pieces in their factory. Those pieces are then assembled on the property in which the house will remain. Modular homes are very similar to traditional homes, and manufactured homes are not far off either. Materials may be cheaper, but the real savings comes with factory construction. 
  • Shed conversion: Shed homes may be less popular simply due to zoning regulations, but converting a shed is another alternative to pole barn houses. 

Obtaining estimates that cater to your housing goals is the best way to figure that out if an alternative makes sense. Any of these options will likely require a good chunk of funds, but will likely be much cheaper than building a traditional home. Exactly how much to build a barn house will vary based on your location, intended size, and any special features of your dream home. 

Some individuals choose to use financing to finance the construction of a pole barn house. Retailers that sell prefabricated pole barns may have financing available. Alternatively some individuals opt for a personal loan. With few spending restrictions, personal loans can fund the grading of the land to the appliances inside your pole barn. Plus, most do not require collateral. At Acorn, you can check rates with no credit score impact.

Acorn Finance is home to the best home improvement loan offers. We understand the stress and endless decisions that come with home improvement projects such as building a pole barn. To help homeowners, we’ve created a platform that allows you to check home improvement loan rates in seconds with no credit score impact. With access to top national lenders and home improvement loan offers up to $100,000, depending on credit score, Acorn Finance empowers borrowers. Our platform creates a sense of competition for lenders, while borrowers get to loan shop with no outside noise. If you value your time, and money, visit Acorn to find the best home improvement loan offers.

One home, endless possibilities

MORE HOME IMPROVEMENT FINANCING OPTIONS

Personal Loan Information