Offer prequalified financing, embedded in your estimates. $0 Dealer Fees.
The Acorn Finance Advantage
Offering financing through Acorn Finance can be a game-changer for you and your customers.
For improveit 360 Users
100% Free for Contractors
Ready for all improveit 360 Users
Offers for Good and Bad Credit
For Customers
No Credit Impact for Checking Offers
Competitive rates & terms
Pre-approval in minutes
How It Works
Acorn Finance is fully integrated into improveit 360 Estimates, making it easy to use and explain.
Enable Financing in improveit 360
Navigate to Settings and find the Acorn Finance section. From there, you’ll fill out a quick form to enable financing. After that, you’ll see financing show up on your estimates and invoices.
Offer Financing to Customers
Share financing options with customers directly from your improveit 360 Estimates.
Customers Apply & Get Instant Offers
Acorn Finance provides real-time loan offers from top lenders.
Your customer gets paid, then pays you
Once approved, funds are disbursed directly to your customer, and we’ll keep you informed along the way with email notifications.
Your Customer’s Experience
See what your customers will see when they apply through Acorn Finance.
Acorn Finance’s Lending Products
We’ll provide your customers with options from 30+ of the nations top lenders.
Featured lender
|
$5,000-100,000
Loan Amount
|
7.99-25.299%
APR
|
5–20 years
Terms
|
660
Minimum Credit Score
|
Disclaimer
*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on LightStream.com which may affect your credit score. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $25,000 loan at 10.19% APR with a term of 12 years would result in 144 monthly payments of $301.52.
Truist Bank is an Equal Housing Lender. ©️ 2025 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Managing Acorn Finance
After a quick and easy sign up, we’ll show up in your estimates automatically.
Sign up in your improveit 360 settings
Find the Acorn Finance section inside your settings, and sign up with a quick and easy form. Once you generate an estimate, you’ll see the Acorn Finance Payment Widget displayed underneath the Total Project Amount. All your customer has to do is click on it, and apply for financing.
See a preview of how financing will appear
Once financing is enabled, you’ll see a preview of what it will look like on your estimate builder.
Financing will show up on your estimates automatically
Your customer will then be able to see what a potential monthly payment could be if they qualify for a loan through Acorn Finance.
Calculate your customer’s monthly payments
Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Marketplace.
Frequently Asked Questions
Learn more about Acorn Finance and our partnership with improveit 360.
Does every improveit 360 User qualify for Acorn Finance?
Yes! 100% of improveit 360 Users have access to the Acorn Finance integration. There are no qualification requirements on your end. This integration is designed to make offering customer financing simple and accessible to everyone.
Are there any fees associated with using Acorn Finance through improveit 360?
How does the payment process work with Acorn Finance?
Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance simply facilitates the loan process.
How quickly can my customers get funded through Acorn Finance?
Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.
Are there any restrictions on what types of purchases can be financed through Acorn Finance in improveit 360?
No, all purchases made through improveit 360 are eligible for financing through Acorn Finance. Whether it’s a small or large product, your customers can explore financing options for any service you offer.
Where is Acorn Finance available?
Acorn Finance is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.
Get in Touch
Interested in learning more? Contact a Financing Advisor from Acorn Finance to explore how our financing solutions can help grow your business.
