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April 2025

Offer pre-qualified financing, embedded in your estimates. $0 Dealer Fees.

Joist has partnered with Acorn Finance Connect to give you a powerful sales tool in your estimates: easy access to pre-qualified loan offers for your customers. And the best part? Acorn Finance Connect is completely free for Joist Users.
 

The Acorn Finance Connect Advantage

Offering financing through Acorn Finance Connect can be a game-changer for you and your customers.

For Joist Users

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100% Free for Contractors
No dealer fees, sign-up fees or transaction fees

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Ready for all Joist Users
All Joist Users qualify to offer Acorn Finance Connect

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Offers for Good and Bad Credit
12+ trusted lenders fit a wider credit spectrum

For Customers

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No Credit Impact for Checking Offers
Checking pre-qualified offers won’t affect credit scores

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Competitive rates & terms
Terms up to 20 years, and rates as low as 5.99%*

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Pre-approval in minutes
Fast and easy, straight from estimates and invoices
“This is a great tool for me to close more deals and to grow my business. With Financing, I managed to close a deal that I would have otherwise not closed.”
Chris
Armor Facilities Service

How It Works

Acorn Finance Connect is fully integrated into Joist Estimates, making it easy to use and explain.

Enable Financing in Joist

Acorn Finance Connect’s Payment Amount Widget will automatically show up on your estimates underneath the Total Amount. There’s nothing to do, just inform the customer that it’s there as an option for them.

Offer Financing to Customers

Share financing options with customers directly from your Joist Estimates.

Customers Apply & Get Instant Offers

Acorn Finance Connect provides real-time loan offers from top lenders.

Your customer gets paid, then pays you

Once approved, funds are disbursed directly to your customer, and we’ll keep you informed along the way with email notifications.

 

Acorn Finance Connect’s Lending Products

We’ll provide your customers with options from 12+ of the nations top lenders.

$25,000
Loan amounts up to
7 Years
Terms up to
No Credit Score Impact
When checking offers

 

Managing Acorn Finance Connect

There’s nothing to do, we’ll show up in your estimates automatically.

Acorn Finance Connect is automatically enabled on your estimates

Financing is auto-enabled on your account already. Once you generate an estimate, you’ll see the Acorn Finance Connect Payment Widget displayed underneath the Total Project Amount. All your customer has to do is click on it, and apply for financing.

You can manage the display of Financing from your settings

You can learn more about financing, as well as toggle the display of the Payment Amount Widget on your estimate by navigating to the Settings page, and finding “Homeowner Financing”.

 

Calculate your customer’s monthly payments

Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Connect Marketplace.

 

Frequently Asked Questions

Learn more about Acorn Finance Connect and our partnership with Joist.

Does every Joist User qualify for Acorn Finance Connect?

Yes! 100% of Joist Users have access to the Acorn Finance Connect integration. There are no qualification requirements on your end. This integration is designed to make offering customer financing simple and accessible to everyone.

Are there any fees associated with using Acorn Finance Connect through Joist?
No, the Acorn Finance Connect Marketplace is completely free for all JoistUsers. There are no dealer fees, hidden charges, or subscription costs. This is a complimentary tool designed to help you close more deals and grow your business. However, if you’d like to enroll to offer promotional financing including 0% offers for a fee, contact Acorn Finance Connect to learn more.
How does the payment process work with Acorn Finance Connect?

Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance Connect simply facilitates the loan process.

How quickly can my customers get funded through Acorn Finance Connect?

Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.

Are there any restrictions on what types of purchases can be financed through Acorn Finance Connect in Joist?

No, all purchases made through Joist are eligible for financing through Acorn Finance Connect. Whether it’s a small or large product, your customers can explore financing options for any service you offer.

Where is Acorn Finance Connect available?

Acorn Finance Connect is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.

 

Get in Touch

Interested in learning more? Contact a Financing Advisor from Acorn Finance Connect to explore how our financing solutions can help grow your business.

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Setup time with one of our Financing Advisors

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