Advertising Disclosure The offers that appear on this site are from third party advertisers from which Acorn Finance receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Acorn Finance strives to present a wide array of offers, but the offers shown do not represent all financial services companies or products that may be available to you.

Cost To Build A Container Home

Learn the costs associated with purchasing and building a container home.

Our customers say Excellent Trustpilot stars 4.7 out of 5 based on 1241 reviews
Our customers say Excellent Trustpilot stars
4.7 out of 5 based on 1241 reviews

Container Home Financing

With the cost of housing on the rise, many people are considering buying or building container homes.

Container homes are a great option for people who are looking to become homeowners, yet require less space and have a lower budget or want to spend less on their home.

If you are wondering how much it costs to build a container home, then check out our frequently asked questions about container home prices and costs to learn more.

At Acorn Finance, you can compare rates from our network of partners that offer container home financing.

Get Started

Compare Offers From Lenders in Our Network

How much does a premade container home cost?

Basic container homes can range in price from $10,000 to $35,000, while larger homes built with multiple shipping containers and amenities can range in price from $100,000 to $175,000.

How much does it cost to build a new house?

The cost of building a new house can vary greatly, depending on a number of factors. The most important factor is the size of the house; naturally, a larger house typically costs more to build than a smaller one. The type of materials used and the level of finish can also affect the price.

For example, using high-end materials like marble or granite can increase the cost, as will adding features like fireplaces or built-in cabinets. Finally, the location of the house will also play a role in the price; building in an urban area will generally be more expensive than building in a rural area.

With all these factors to consider, it's hard to give an exact estimate for how much it will cost to build a new house. However, the average range is $114,209 to $450,824.

How long can a container home last?

One of the main benefits of using shipping containers is that they are incredibly durable and can last for many years with proper care. In fact, the average lifespan of a container home is 25 – 30 years.

What states allow container homes?

If you're considering a shipping container home, you might be wondering what states allow them. Some states that allow container homes include Texas, California, Alaska, Tennessee, Louisiana, Missouri, and Oregon.

The International Code Council (ICC) offers further guidance on acceptable codes and standards for states that permit container homes. When considering the container home cost to build, be sure to factor in the expenses related to your permits.

Container Home Financing Calculator

Find the loan you're looking for

Table comparing monthly payments, APRs for approved personal loans.
1
See your options
Take a few minute to answer few questions, and we'll match you with the right range of lenders to consider
2
Choose your loan
Find your favorite marketplace of offers and apply directly with the lender you prefer
3
Do your project
If you're approved, use your funds to cover all your costs now, and pay the lender back month by month

We’ve helped over a million customers, and we’re just getting started

Trustpilot stars Verified badge verified
Very quick and many options.
Very quick and many options.
Trustpilot stars Verified badge verified
Quick and easy.
Quick and easy.
Trustpilot stars Verified badge verified
This was so nice
This was so nice . We got financed for our storm shelter in one day ! And all from home !!
Trustpilot stars Verified badge verified
Quick and easy process!
Quick and easy process!
Trustpilot stars Verified badge verified
Easy & Simple!
It was very easy to navigate from the beginning to the end!
Trustpilot stars Verified badge verified
The application was easy and quick
The application was easy and quick. Had a little bit of difficulty submitting my final steps of the loan but once I called the person was very helpful and kind and we got it figured out quickly
Trustpilot stars Verified badge verified
It was quick and easy to use.
It was quick and easy to use.
Trustpilot stars Verified badge verified
easy simple straight forward app…
easy simple straight forward app process from origination to final approval! excellent
Trustpilot stars Verified badge verified
The application process was very easy
The application process was very easy. Multiple choices of offers were given for me to dchoose from.
Trustpilot stars Verified badge verified
Quite a few reasonable options to pick…
Quite a few reasonable options to pick from, side by side comparisons detailed out were very helpful in making the best personal budgeting decision. Funding and communication were right on point and as stated. Would use again for a household project.
Trustpilot stars Verified badge verified
Quickly sent the cash.
Quickly sent the cash.
Trustpilot stars Verified badge verified
From the beginning to the end the…
From the beginning to the end the process was easy and smooth.
Trustpilot stars Verified badge verified
Smooth application process
Smooth application process, quick approvals and funding
Trustpilot stars Verified badge verified
Very
Very. Experienced.
Trustpilot stars Verified badge verified
Was quick and easy
It was easy application was simple and straightforward
Trustpilot stars Verified badge verified
The application process was quick and…
The application process was quick and easy. Communication was excellent. They kept me informed at every step of the process.
Trustpilot stars Verified badge verified
I needed money fast for a project loan…
I needed money fast for a project loan and had my money in two business days. The process was quick and easy and I will use this again for any future projects!
Trustpilot stars Verified badge verified
Quick
Quick, professional response
Trustpilot stars Verified badge verified
It was quick and easy to apply
It was quick and easy to apply. It first estimated the whole project amount but easily let me change it as I wanted to put a bigger deposit down with my contractor. I heard back quickly and had the funds in about 2 days or so.
Trustpilot stars Verified badge verified
It was an easy process and the payment…
It was an easy process and the payment was timely. The process was no lengthy at all very easy process!! And loved it.
Rated 4.7 / 5 based on 1241 reviews.
Trustpilot star Trustpilot

What can I do with a $20,000 personal loan?

A $20,000 personal loan has a number of uses, including (but not limited to):
Home improvement Buying a car Wedding costs
Debt consolidation Medical bills Startup business costs

Still have questions?

Container Home Costs, Frequently Asked Questions & More

Shipping container homes have risen in popularity in recent years as a cheaper alternative to building traditional single-family homes. They often can cost about half as much or less per square foot when compared to traditional home construction.

The most basic shipping container homes can cost as little as $10,000 and as much as $35,000. These basic container homes typically are constructed from only one or two shipping containers and they may only contain the most minimal plumbing and electrical infrastructure. Often, they do not contain an HVAC system and instead rely on electric fans and heaters to regulate the temperature inside of the home. A larger home with a second story that is constructed from numerous shipping containers can cost anywhere from $100,000 to $175,000 depending on amenities and design features.

The main determinant that affects the total cost of the shipping container home is the size, layout, and design of the home and the number of shipping containers used. The average price of one brand new 20-foot shipping container is around $5,000. A used one could cost anywhere from $3,500 to $5,000. Other factors that contribute to the overall costs of a shipping container home include any welding and fabrication work, cleaning costs, installing plumbing and electrical, adding siding, flooring, windows, doors, and insulation, as well as installing a finished kitchen and bathroom.

The main reason that container homes are cheaper to build is that when you purchase one or multiple shipping containers to build your new home, the containers already provide a metal frame, exterior walls, a metal roof, and they can act as a foundation.

There are two standard sizes of shipping containers in the US. There is the 20-foot (20' x 8' x 8.5') and the 40-foot (40' x 8' x 8.5') shipping container. Additionally, there are some high-cube shipping containers that come with a 9.5' ceiling rather than the standard 8.5'. They may be harder to find, but when you are shopping for shipping containers for the construction of your new home, you can ask around if you prefer the extra ceiling height. Here are the last known prices of shipping containers. Because of the COVID-19 pandemic, there has been a worldwide storage container inventory shortage which may cause prices to be a little bit more expensive than what is listed below.

  • Brand new 20-foot container: $5,000 to $6,000+
  • Brand new 40-foot container: $6,500 to $7,000+
  • Gently used 20-foot container:$1,200 to $2,500
  • Gently used 40-foot container: $2,600 to $3,300

These prices are only estimates based on the last data available. Shipping container inventory shortages could cause these prices to be higher. Additionally, if you are looking for an untraditional-sized shipping container or a high-cube container with 9.5' ceilings, then you may have to pay a 20% to 30% premium.

Some of the more costly aspects of building a container home include insulation, plumbing, and electrical work. If you plan on doing the work yourself, you may be able to save quite a bit of money, however, you will want to make sure you are experienced and knowledgeable enough to do the work correctly and without making costly mistakes. If you are doing the labor yourself in a 40-foot container, you could expect to pay somewhere around $2,500 to install insulation, $1,800 for plumbing, and $1,500 for electrical. If you go for some sort of HVAC system, you could add an additional $900 to $2,300. These are just the prices for materials and do not include the hiring of a contractor. The average contractor may charge somewhere between $50 to $100 per hour depending on their experience.

The price of an already built container home depends on several factors. The size of the home, its amenities, the value of the land it is built upon, and its location all can play into the total cost of a premade container home. The average price for an already built container home can range from $35,000 to $100,000.

Shipping containers have increased in price in the last couple of years due in a large part to the COVID-19 pandemic. Disruptions in the supply chain, increased transit times, and a slow-down in shipping container manufacturing, have all contributed to a shipping container shortage. Shipping containers are in high demand right now and the supply is scarce, causing prices to increase.

If you are looking to build an average traditional-style house, you are looking at an average price of around $285,000 to $300,000. This does not include the purchase of the land where the home is to be built. Here is a quick breakdown of the average prices of building a home based on its square footage.

If a shipping container home is well-maintained and is located in a gentle climate zone without harsh winters and lots of severe weather events, then a container home can last somewhere between 25 and 30-years. The biggest enemy of shipping containers is corrosion. If you notice any rust spots developing on your shipping container, you must address them immediately to prevent the spread of rust. You can also add siding to your container home to ensure that it is well-protected from the elements.

The legality of shipping container homes varies by state and by city. Even in some states where shipping container homes are legal and even encouraged, a local municipality could have its own laws prohibiting them. This is why it is always important to check with the local building authority of the area you are considering for building a new container home. Some states that are extremely supportive of shipping container homes include Alaska, California, Louisiana, Missouri, Oregon, Tennessee, and Texas.

Yes, building a container home could be worth it if you are looking to own a home without the baggage of a large 30-year mortgage. A container home could be constructed, and land could be purchased, all for under $100,000. With the average cost to build a traditional home hovering around $300,000, a person may want to have a more modest container home that could be entirely paid for in less than 10-years.

There are many advantages to building a container home.

One of the biggest advantages is cost. In most cases, it costs significantly less to build a container home than it does to build a traditional home. This is because the cost of materials is much lower and the construction process is much simpler.

Additionally, container homes are very strong and resilient. They can withstand high winds and earthquakes, making them ideal for areas that are prone to natural disasters.

While a container home may seem like a cost-effective and convenient option, there are a few potential drawbacks to consider.

One downside is that container homes can be difficult to insulate effectively, leading to temperature fluctuations and energy bills.

Another issue is that containers are often made of metal, which can cause problems with condensation and mold. Additionally, it can be challenging to customize the layout of a container home, and the small space can feel cramped.

The answer is that it depends on a number of factors, including the size and location of your property. In general, however, you will not need planning permission for container homes as long as they meet certain criteria. For example, most local zoning regulations allow for the construction of accessory dwelling units, which includes small homes like container homes.

Additionally, many container home builders construct their homes using prefabricated units that are classified as recreational vehicles. As a result, they are often exempt from building code requirements that apply to traditional sticks-and-bricks homes

When factoring in how much to build a container home, you might be wondering whether they depreciate over time. It's difficult to say definitively whether or not container homes depreciate, as there are a variety of factors that can affect this. For instance, the age and condition of the containers will play a role in how much they are worth.

While a foundation is not strictly necessary, it's still a good idea to pour one. The main benefit of doing so is that it will help to level out the container and provide a stable base. Additionally, a foundation can help to protect your container from weather damage and pests.

While it may be difficult to find a lender who is willing to finance a shipping container home, it's possible to get a loan. You will likely need to put down a larger down payment than you would for a traditional home, and you may also need to pay a higher interest rate. Some individuals use a personal loan to finance a shipping container home.

Getting a traditional loan for a shipping container home can be difficult. In most cases, you'll need to look into alternative types of financing. There are a few things that potential borrowers should keep in mind.

First, lenders may be less familiar with this type of property, so it's important to do your research and shop around for the best deal. Second, because container homes are often considered to be specialized properties, borrowers may need to make a larger down payment than they would for a more traditional home.

Once you've determined your budget, the next step is to shop around for lenders. There are a number of online lenders that specialize in financing shipping container homes, so be sure to compare offers from multiple lenders before making a decision.

Personal loans are commonly used to finance shipping container homes. AtAcorn Financeyou can check personal loan offers with no impact on your credit score. Shopping online can expand your options and save you time.

A range of factors, from the size of the home to the location, can impact the overall cost. However, on average, most people report spending between $10,000 and $175,000 on their container home.

Building a traditional home can be a costly and time-consuming endeavor. Not only do you have to worry about the cost of materials, but you also have to factor in the cost of labor. Container homes offer a more affordable alternative.

Because they are constructed using prefabricated modules, container homes can be built more quickly and with less manpower. In addition, container homes typically use less energy and water than traditional homes, further reducing their environmental impact and operating costs.

Shipping containers are available for purchase from a variety of sources, including online retailers, manufacturers, and dealers. Prices typically range from $1,200 to $7,000.

Outfitting a container home with the essentials – insulation, plumbing, and electricity – doesn't have to be an expensive proposition. Here's a breakdown of the shipping container homes cost to build:

  • Insulation: On average, you'll need about $2.500 worth of insulation to ensure your container home is properly insulated. This will help keep the temperature inside comfortable no matter what the weather is like outside.
  • Electrical fittings: Electrical fittings – outlets, switches, etc. – will run you about $1.500. This is a necessary expense, of course, as you'll need power for lights, appliances, and other essentials.
  • Plumbing: Plumbing fixtures and fittings will set you back an average of $1.800. This includes things like sinks, toilets, showers, and any other taps or valves you'll need to bring water into your home and take waste water out.

One home, endless possibilities

MORE HOME IMPROVEMENT FINANCING OPTIONS

Personal Loan Information