Bad Credit Loans In Hawaii

Name: Acorn Finance Offers
Brand: Acorn Finance
Rating: 4.6 (1134 reviews)

Get personalized rates in 60 seconds for bad credit loans in Hawaii, without affecting your credit score.

Our customers say Excellent

4.6 out of 5 based on 1134 reviews

Our customers say Excellent

4.6 out of 5 based on 1134 reviews

Bad Credit Installment Loans In Hawaii Near Me

Bad credit loans in Hawaii are tailored to residents of the Paradise of the Pacific with less-than-ideal credit scores or histories. Lenders that can offer bad credit loans in Hawaii are open to collaborating with borrowers that have lower scores. In some cases these loans are backed with collateral.

Example personal loans in Hawaii

13.8%³

APR

60 mos.

Loan term

$6,500

Loan amount

³Last updated on 03/21/2025. More than 10% of loans taken in the state of Hawaii have a lower APR than what is advertised here. You may have different rates and terms than what is being advertised.

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Find Bad Credit Loans in Hawaii

About LightStream

How do bad credit installment loans in Hawaii work?

Bad credit installment loans in Hawaii are like any other personal loan where borrowers are offered a predetermined sum of money that is agreed to be paid back in regular installments, typically on a monthly basis. The main difference between bad credit installment loans in Hawaii and any other installment loan is that installment loans for bad credit will likely carry higher interest rates compared to good credit installment loans.

What credit score is needed for a bad credit loan in Honolulu?

While there is no clear-cut answer as to what credit score is needed for a bad credit loan in Honolulu or any other city in Hawaii, there are many lenders in the area. Offers will be more likely to be returned for borrowers with fair, good, average, or excellent credit. Most lenders on the Acorn Finance platform have a credit score cutoff of 600 or above. While loans may be available for lesser credit scores, you should aim to boost your credit score before applying for a loan. Secured loans may be more favorable for borrowers with bad credit. Since they are backed by collateral this can reduce the risk for the lender.

How do you find an online bad credit loan near me?

The internet can be a great place to start when looking for bad credit loans near you. You might have even found yourself here by searching "how to find a bad credit loan near me." If so, your search is headed in the right direction.

Loading up on knowledge when it comes to financial decisions is imperative to making good choices. That said, at Acorn Finance you can check offers up to $100,000, depending on credit score.

How to choose the best Hawaii personal loan for bad credit for you:

Once personalized loan offers are in front of you, it can be difficult to choose the best Hawaii personal loan for bad credit for you. Deciding what loan structure fits your financial goals the best may take some serious reflection. Ask yourself what is most important to you or rate them 1-3 (with 1 being most important):

The loan amount
The monthly payment
The repayment period

Other States with Bad Credit Loans

Other Hawaii Loan Options:

- Online Loans in Hawaii
- Home Improvement Loans in Hawaii

Find Banks Near Honolulu, Hawaii

Check Offers for Bad Credit Loans in Hawaii

Bad Credit Loans in Hawaii: Personal Loan Calculator

HOW IT WORKS

Find the loan you're looking for

Table comparing monthly payments, APRs for approved personal loans.

See your options

Take a few minute to answer few questions, and we'll match you with the right range of lenders to consider

Choose your loan

Find your favorite marketplace of offers and apply directly with the lender you prefer

Do your project

If you're approved, use your funds to cover all your costs now, and pay the lender back month by month

We’ve helped over a million customers, and we’re just getting started

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2nd bathroom and new siding underway

Easy online application and quick response time. Options for loan terms and money transfers in a timely manner. All things that helped us get our 2nd bathroom added and new siding for our home

Frederick WORKMAN, Jan 10

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Quick and easy.

John Sacoolidge, Jan 3

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No hassle Lender selection

No hassle at all it was easy to find and choose who you want for a lender based on available offers that were presented.

Jammie Petroski, Jan 3

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The process was positive and easy

The process was positive and easy. I will use again when needed.

Jeffery Patrick, Jan 1

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Working with Acorn was FAST!

Working with Acorn was a fast and easy online experience that resulted in a short term, lower interest rate option. The funds showed up on the date selected in my contract and the entire process went smoothly as they kept me up to date via email. I will certainly use Acorn again in the future for all of my home improvement projects, thanks! Billy Powell

Billy Powell, Dec 30

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Excellent & Easy

You gave me several loan options. I found a company I trusted. I applied for the loan. I received the loan. I received the money when I was told I would receive the money. Everything went smoothly. Thank you.

Edward A, Dec 29

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It was fast and easy

It was fast and easy. There was a lot of lender options. I had a question called you guys and he was very helpful. I would recommend you guys to everyone!

andrew, Dec 28

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My review

The experience was quite good.

Milton Sargent, Dec 27

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Incredible easy to work with

Margaret Lewis, Dec 27

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It was quick and easy just has you…

It was quick and easy just has you said. Thank you I appreciate it.

Alberta Battles, Dec 27

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Peace of mind when moving

Easy to understand and simple.

Mario, Dec 20

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The process was easy to do

The process was easy to do. You get results fast... They work with you.

Valued Customer, Dec 19

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The loan was successful

June Williams, Dec 16

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Excellent deliverance of funds

Excellent deliverance of funds, timely manner. Highly recommend.

Elizabeth Callava, Dec 14

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Quick and easy process

Bro Hugh, Dec 12

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Fast and easy everything went perfect

Fast and easy everything settled. We were so worried. It was very nice to have another outlet to go to for our major purchase on our septic tank. Thank you so much. We are very happy.

Dawn White, Dec 10

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the application process

The rear of the application process

Polly Davis, Dec 5

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Wonderful experience

Sunipa Majumdar, Dec 3

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The loan process was fast and easy.

Michelle Warner, Dec 1

Rated 4.6 / 5 based on 1134 reviews.

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What can I do with a $10,000 personal loan?

A $10,000 personal loan has a number of uses, including (but not limited to):

Home improvement Buying a car Wedding costs

Debt consolidation Medical bills Startup business costs

FREQUENTLY ASKED QUESTIONS

Still have questions?

Find Bad Credit Loans in Hawaii at Acorn Finance

Securing a bad credit loan in Hawaii is not always an exciting decision, and it is not one that should be taken lightly. If your financial obligation can wait, it is best to get your credit score up so you increase your chance of obtaining a low APR personal loan. We acknowledge that sometimes urgent funding is necessary, though, so you may need to find a lender willing to help. Whether you're looking for home improvement loans for bad credit or emergency loans for bad credit, you can check offers at Acorn Finance. Remember though, offers will be more likely to be returned for borrowers with fair, good, average, or excellent credit. Most lenders on the Acorn Finance platform have a credit score cutoff of 600 or above.

What are the pros and cons of bad credit loans in Hawaii?

Along with those factors, it's also important to consider the pros and cons of bad credit loans in Hawaii before you commit. The upside of bad credit loans, whether in Hawaii or anywhere else, will obviously be having access to the funds needed to bridge any financial gaps you may be dealing with. Additionally, a bad credit loan in Hawaii can give you the chance you need to build positive credit history and bring your score up with regular, on-time payments.

While those prospects are pretty enticing, there are some pretty significant cons to a bad credit loan in Hawaii. Most apparently, the loan cost can be high. This can be difficult for Hawaii residents with already troubling financial strife. The bad credit loan application processes can get pretty discouraging as well, as you could face denial over and over again. Lastly, in the event your credit is pulled too many times or you default on a loan, you could worsen your credit score.

Can you get a bad credit loan in Hawaii with no credit check?

In order to get a bad credit loan in Hawaii with no credit check whatsoever, you may have to resort to some pretty unfavorable avenues. These can include vehicle title loans, pawn shop loans, or predatory payday loans.

Is it possible to get an emergency personal loan for bad credit in Hawaii?

There is still hope in getting an emergency personal loan for bad credit in Hawaii. In fact, many online lenders are able to issue funds as soon as the next day, although funding times can vary.

Are bad credit installment loans in Hawaii worth it?

While bad credit installment loans in Hawaii are worth it for some circumstances, they do not always make situations better. With better credit scores, usually comes better interest rates. That's certainly something we can all get behind. That said, sometimes life throws curve balls. Taking out a bad credit installment loan in Hawaii can definitely be worth it in emergency situations, but if possible work on boosting your credit score before applying.

Check Offers for Bad Credit Loans in Hawaii

One home, endless possibilities