Advertising Disclosure The offers that appear on this site are from third party advertisers from which Acorn Finance receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Acorn Finance strives to present a wide array of offers, but the offers shown do not represent all financial services companies or products that may be available to you.

Bad Credit Loans In Oregon Near Me

Get personalized rates in 60 seconds for bad credit loans in Oregon, without affecting your credit score.

Our customers say Excellent Trustpilot stars 4.6 out of 5 based on 1129 reviews
Our customers say Excellent Trustpilot stars
4.6 out of 5 based on 1129 reviews

Personal Loans For Bad Credit In Oregon

A bad credit loan in Oregon is simply a loan, such as an installment or personal loan, that’s extended to those with bad credit. Some lenders, like subprime lenders, may specialize in bad credit loans. While some other lenders may shy away from them completely. If you have bad credit, you should consider investing time to boost your credit score or enlisting the help of a cosigner to apply for a loan with. 

Bad credit loans are known for having additional fees, high interest rates, and less options as they present more risk to the lender.

Example personal loans in Oregon

percent
10.64%3
APR
calendar
84 mos.
Loan term
money bag
$13,587
Loan amount
3Last updated on 03/21/2025. More than 10% of loans taken in the state of Oregon have a lower APR than what is advertised here. You may have different rates and terms than what is being advertised.

Get Started

Find Bad Credit Loans in Oregon

About LightStream

Coming Soon…

Pros

Coming Soon…

Cons

Coming Soon…

About Sofi

Coming Soon…

Pros

Coming Soon…

Cons

Coming Soon…

About Upgrade

Coming Soon…

Pros

Coming Soon…

Cons

Coming Soon…

About Bestegg

Coming Soon…

Pros

Coming Soon…

Cons

Coming Soon…

Helping Oregon Residents Find Bad Credit Personal Loans

Have an emergency need for fast cash like a home repair  or hoping to rebuild your bad credit score? A bad credit loan in Oregon might be a financial tool to consider leveraging.

But, when you have a low credit score, your options can be limited when it comes to personal loans for bad credit.

Understanding your loan options shouldn't be complicated though. Let Acorn Finance simplify the process, allowing you a space to check offers with no credit impact. Before getting started though, here's what you should know about bad credit installment loans.

Bad Credit Loans in Oregon: Frequently Asked Questions

What credit score is needed for a bad credit loan near me?

Part of the reason some of us struggle with credit score is because they're dynamic and can be challenging to understand. We really can't specify exactly which credit score is needed since each lender will have a different set of criteria and eligibility guidelines. What we can say though is that offers will be more likely to be returned for borrowers with fair, good, average, or excellent credit. Most lenders on the Acorn Fiance platform have a credit score cutoff of 600 or above.

How do you find an online bad credit loan near me?

Here are 2 simple  steps that can put you on the path to finding bad credit loans in Oregon.

Step 1: Take a close look at your credit score and understand your financial situation

Knowledge is power when it comes to your finances! Before you start searching for a bad credit loan, you should really have a clear understanding of your current credit score and financial situation. You can get a free copy of your credit report from one of the three major credit bureaus (Equifax, Experian, or TransUnion) and check it closely for any errors or discrepancies that could be affecting your score.  If you find any, take the necessary steps to dispute and correct them.

Step 2: Find a lender that offers loans for bad credit

Armed with your credit score, you can take the next steps to research online lenders that specialize in bad credit loans. These lenders typically have more lenient credit requirements and are more likely to approve loans for individuals with poor credit. You want to closely read reviews and testimonials from previous customers to see what their experience was like.

At Acorn Finance, we believe understanding your personal loan options shouldn't be challenging. By checking offers on our platform you can receive real offers in seconds, with no credit impact. Utilizing our platform to connect with top national lenders can save you the hassle of sifting through reviews or verifying the legitimacy of a lender before applying.

Other States with Bad Credit Loans

Other Oregon Loan Options:

 

Find Banks Near Portland, Oregon

Loans For Bad Credit In Oregon: Personal Loan Calculator

Find the loan you're looking for

Table comparing monthly payments, APRs for approved personal loans.
1
See your options
Take a few minute to answer few questions, and we'll match you with the right range of lenders to consider
2
Choose your loan
Find your favorite marketplace of offers and apply directly with the lender you prefer
3
Do your project
If you're approved, use your funds to cover all your costs now, and pay the lender back month by month

We’ve helped over a million customers, and we’re just getting started

Trustpilot stars Verified badge verified
Excellent & Easy
You gave me several loan options. I found a company I trusted. I applied for the loan. I received the loan. I received the money when I was told I would receive the money. Everything went smoothly. Thank you.
Trustpilot stars Verified badge verified
It was fast and easy
It was fast and easy. There was a lot of lender options. I had a question called you guys and he was very helpful. I would recommend you guys to everyone!
Trustpilot stars Verified badge verified
My review
The experience was quite good.
Trustpilot stars Verified badge verified
Incredible easy to work with
Incredible easy to work with
Trustpilot stars Verified badge verified
It was quick and easy just has you…
It was quick and easy just has you said. Thank you I appreciate it.
Trustpilot stars Verified badge verified
Peace of mind when moving
Easy to understand and simple.
Trustpilot stars Verified badge verified
The process was easy to do
The process was easy to do. You get results fast... They work with you.
Trustpilot stars Verified badge verified
The loan was successful
The loan was successful
Trustpilot stars Verified badge verified
Excellent deliverance of funds
Excellent deliverance of funds, timely manner. Highly recommend.
Trustpilot stars Verified badge verified
Quick and easy process
Quick and easy process
Trustpilot stars Verified badge verified
Fast and easy everything went perfect
Fast and easy everything settled. We were so worried. It was very nice to have another outlet to go to for our major purchase on our septic tank. Thank you so much. We are very happy.
Trustpilot stars Verified badge verified
the application process
The rear of the application process
Trustpilot stars Verified badge verified
Wonderful experience
Wonderful experience
Trustpilot stars Verified badge verified
The loan process was fast and easy.
The loan process was fast and easy.
Trustpilot stars Verified badge verified
The application process was very easy
The application process was very easy, secure and quick.
Trustpilot stars Verified badge verified
Excellent service
Excellent service
Trustpilot stars Verified badge verified
Very easy and simple loan process
Very easy and simple loan process. Fast approval .
Trustpilot stars Verified badge verified
great experience!
the process was fast, easy and user friendly
Rated 4.6 / 5 based on 1129 reviews.
Trustpilot star Trustpilot

What can I do with a $10,000 personal loan?

A $10,000 personal loan has a number of uses, including (but not limited to):
Home improvement Buying a car Wedding costs
Debt consolidation Medical bills Startup business costs

Still have questions?

Find Bad Credit Loans in Oregon at Acorn Finance

We know it can feel like jumping through hoops to find a personal installment loan when you have bad credit. While we wish there was a magic answer, we feel that our best advice might be to boost your credit score before applying for a loan.

Before deciding what is best for you though, you may want to start by seeing if and what you can qualify for. We're here to help with that. Check offers at Acorn Finance today with no credit impact!

While there are some loan products out there that don't require a credit check, most lenders will require some sort of soft credit check to qualify you for a personal loan. Some alternative sources can use other financial data like paycheck information or housing history instead of running a credit check, but you'll likely pay a hefty price for them looking the other way.

One home, endless possibilities

MORE HOME IMPROVEMENT FINANCING OPTIONS

Personal Loan Information